Poor or nonexistent credit is a bad sign.
Some individuals or contractors request an account at a local store in the homeowner’s name to allow the contractor to charge the homeowner’s materials directly to this account. However, after opening an account, some homeowners later found that tools and other unknown items, as well as materials for other jobs had been charged to the account.
If a contractor’s credit is not good enough to warrant an open account at the store, the underlying reason for the poor credit is probably a good reason to stay away.